Pros & Cons

Pros

• Convenient for everyday digital payments and wallet transfers
• Often used for bill payments, QR payments, and online purchases
• Maya ecosystem may include broader financial features (depending on your account)

Cons (Based on User Reviews)

• Customer support is frequently described as slow or unreachable
• Reports of transactions not reflected or delays in resolution
• Account access and verification problems (face recognition/selfie/document loops)
• Some users describe aggressive collections calls related to loans

Who Should Consider Alternatives?

If you need reliable support or handle time‑sensitive transfers, many reviewers recommend keeping backup options (e.g., another wallet or a bank account).